Welcome to findgcmsnotes.com. These terms and conditions (“Terms”) govern your use of our website and the services provided by findgcmsnotes.com. By accessing or using our website and services, you agree to comply with these Terms. Please read them carefully before proceeding.

1. Acceptance of Terms: By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must refrain from using our website and services.
2. Services findgcmsnotes.com provides services related to submitting Access to Information and Privacy (ATIP) requests (“Services”) as detailed on our website. The Services may be subject to additional terms and conditions specific to each service, which will be made available to you before you engage in any transaction or use of the particular service.
3. User Obligations:
   • Eligibility: You must be at least 18 years old or the legal age of majority in your jurisdiction to use our website and services.
   • Account: To access certain features or services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
   • Accuracy: You must provide accurate and complete information when using our website and services. Any false, misleading, or unauthorized information provided may result in the termination of your account and access to our services.
4. Payment and Billing:
   • Pricing: The prices for our services are displayed on our website. We reserve the right to modify prices at any time without prior notice.
   • Payment: Payment for services must be made in accordance with the payment terms and methods specified on our website.
   • Taxes: You are responsible for any applicable taxes or duties imposed on the services provided to you.
   • Refunds: Read our refund policy here.
5. Intellectual Property:
   • Ownership: All content, trademarks, logos, and intellectual property rights on our website and related materials are the property of findgcmsnotes.com or its licensors.
   • Restrictions: You may not copy, distribute, modify, transmit, display, perform, reproduce, or use any content from our website or services without prior written consent from findgcmsnotes.com.
6. Disclaimer of Warranties:
   • Our website and services are provided on an “as is” and “as available” basis. We make no warranties or representations, express or implied, regarding the availability, accuracy, reliability, or suitability of our website and services.
   • We do not guarantee that our website and services will be uninterrupted, error-free, or free from viruses or other harmful components.
7. Limitation of Liability:
   • To the maximum extent permitted by law, findgcmsnotes.com and its affiliates, directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to the use of our website and service
   • In jurisdictions where limitations on liability are not permitted, our liability shall be limited to the maximum extent permitted by law.
8. Termination: We reserve the right to terminate or suspend your access to our website and services at any time without prior notice and for any reason, including but not limited to violation of these Terms.
9. Governing Law and Jurisdiction: These Terms shall be governed by and construed in accordance with the laws of Oshawa, ON. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Oshawa, ON.
10. Changes to Terms and Conditions: We reserve the right to modify or update these Terms at any time